Issue 27 · Estate & Wealth Counsel Est. 1989 · By referral and inquiry

Quiet planning for the families who can't afford the noise.

Marchetti is a boutique estate-planning and wealth-transfer practice serving families with complex assets, multigenerational holdings, and the privacy concerns that come with both.

Recognized in
Chambers HNW Best Lawyers in America Super Lawyers — Estate Planning AV Preeminent ACTEC Fellow
01What's quietly going wrong

Three patterns we see in nearly every family that arrives late.

Most affluent families have a will, a trust, and an advisor — on paper. The gaps show up at exactly the moment they shouldn't: in transition. We meet families before that moment. Sometimes we meet them at it.

No. 01 — Drift

The plan was drafted twelve years ago.

The trust was solid in 2014. Since then: a new business, a divorce, two grandchildren, a tax-law overhaul, and three property purchases. The plan no longer matches the family. The plan is the gap.

No. 02 — Silence

The next generation doesn't know what's coming.

Stewardship is taught, not inherited. When the documents arrive without context, the family conversation happens through lawyers — usually in conflict, usually too late, almost always with regret.

No. 03 — Surface

Three advisors, none of them talking.

Accountant, financial advisor, attorney — each with a slice. No one holds the full picture. Decisions get made in isolation, compounding small misalignments into estate-level exposure no single advisor can see alone.

02Our process

One counsel of record. Quarterly reviews. The full picture, held in one place.

Marchetti is a fixed-fee practice. We work with a limited number of families — sixty-two as of this writing — so that every plan can be reviewed, restructured, and rehearsed on the schedule the family actually needs.

A capped book of families — so the counsel who signed your trust is the counsel who reviews it. 62 of 75 maximum · By referral or formal inquiry
i

Discovery audit (first 30 days)

We read every document — trusts, agreements, policies, business filings, tax returns — and produce a written gap analysis before any plan changes are proposed.

ii

Advisor convening

We bring your CPA, financial advisor, and trust officer into one room (or one Zoom). Decisions are made with full context, not piecemeal.

iii

Plan restructure or draft

Fixed-fee, fully scoped, signed before drafting begins. No hourly surprises, no charge for revisions inside scope.

iv

Family meeting facilitation

We sit with the next generation — with the principals' permission — to explain the plan, the reasoning, and the responsibilities. No surprises at inheritance.

v

Quarterly reviews, indefinitely

Calendar-set every 90 days. Tax changes, life events, business shifts — the plan adjusts before the family has to ask.

03The contrast

What changes when one firm holds the full picture.

Most families don't notice the cost of fragmentation until something happens. Below is what shifts in the first ninety days of a Marchetti engagement — quietly, and on the family's existing calendar.

A — Before engagement

Documents in three places. Decisions in four.

Plan drafted years ago. Advisors operating from partial information. Family conversations deferred to "when the time comes."

  • Trust documents stored across multiple firms, last updated in 2014
  • CPA filing returns without sight of estate planning intent
  • No written family governance — verbal understandings only
  • Next generation has not been briefed on roles, structures, or expectations
  • Tax-law changes since 2017 not reflected in current plan
B — After engagement

One counsel of record. One review calendar. One plan, kept current.

Annual cadence the family can rely on. Cross-advisor convening twice a year. Family meetings, when desired, on a four-year cycle.

  • Full document audit complete; gap memo signed and acted on
  • CPA + advisor + counsel meeting on shared agenda twice yearly
  • Written family governance, updated as the family changes
  • Next generation briefed in plain language with counsel present
  • Plan reviewed against current tax law every quarter, with summary report
§

A capped book of families, a fixed-fee engagement, and a counsel of record who knows every document — so the plan stays current instead of arriving from storage when it's needed most.

04What an initial inquiry includes

The discovery audit is the engagement — not the pitch.

By the end of week one, you have a written audit of every existing document, a gap analysis ranked by exposure, and a recommendation — whether to engage Marchetti, refer you to a firm better suited to your facts, or simply update the existing plan with your current counsel. All three are honest answers.

Inquiries are reviewed by Elena or Thomas personally. Response within five business days.

Submit a private inquiry
i

Document audit & gap memo

Every existing trust, agreement, policy, and filing — read, ranked, and reported.

$3,800
ii

Advisor & family interview

One 90-minute session with the principal(s); optional with existing advisors.

$1,400
iii

Tax-law currency review

Every plan provision tested against current federal and state law.

$2,200
iv

Written engagement recommendation

Engage Marchetti, refer elsewhere, or stay with current counsel — with reasoning.

$900
v

Fixed-fee restructure quote

If we engage: every dollar quoted upfront, with revision allowance written in.

$700
Discovery audit fee — flat $4,800
Credited toward engagement should you retain Marchetti for restructuring or ongoing counsel. No further obligation.
05From the families we serve

Discretion is the practice. These voices are shared with permission.

Names abbreviated; details adjusted with consent. Verifiable references provided privately during engagement evaluation.

Case — Generational transfer$28M estate

Elena spent the first thirty days reading. Not selling, not promising — reading. The audit memo found seven things our previous firm had missed in fifteen years.

R. & M. CaldwellPrincipals
Case — Business succession3rd-gen company

The family meeting was the part I dreaded. Thomas ran it for two and a half hours and every one of my children walked out understanding why the plan was the way it was. I'd waited twenty years for that.

D. SatoFounder
Case — International assetsFive jurisdictions

Our CPA, our advisor in London, our trust officer in Bermuda — Marchetti got everyone on one call. Within ninety days the plan was current for the first time since my husband passed.

A. VolkovSurviving spouse
Case — Charitable structure$14M foundation

I'd been told my foundation structure was "fine." Elena's memo found three exposures that would have surfaced at my passing — not before. The fix took six weeks. I sleep differently now.

J. WhitakerPrincipal
Case — Trust modernizationDrafted 2009

The fixed fee was the thing that convinced me. Every other firm wanted hourly. Marchetti scoped the restructure in writing, named the number, and didn't deviate by a dollar.

P. HammersmithTrustee
Case — Multigenerational4 generations

Quarterly reviews sound like overhead. They're not. The third one caught a tax-law change that would have cost the next generation seven figures. Worth every quarter, every year.

L. OforiFamily principal
EngagementPromise Fixed fee · Written scope
06Risk reversal

If the audit doesn't surface something material, we refund the fee in full.

Every Marchetti engagement begins with the discovery audit. If, after thirty days, we can't identify a material gap, exposure, or improvement opportunity in your current plan — we refund the $4,800 audit fee. Not partial credit. The full fee. No conditions, no signed waiver of disagreement. We expect to find something. We've not yet refunded.

07Counsel

Two partners. Sixty-two families. Every plan partner-signed.

Marchetti has never had more than seventy-five active family engagements at one time. The cap is the practice. It is what allows the work.

Elena Marchetti, J.D., LL.M.

Founder, 1989
Estate & wealth-transfer counsel

Elena founded the practice in 1989 after a decade in private trust administration at a global private bank. Her LL.M. in Taxation underpins thirty-seven years of work with families across business succession, charitable structures, and international asset coordination.

  • J.D., University of Pennsylvania Law School, 1986
  • LL.M. in Taxation, NYU School of Law, 1988
  • State Bar Member, 1987 — good standing
  • Fellow, American College of Trust and Estate Counsel (ACTEC)
  • Best Lawyers in America, Trusts & Estates (2003–present)
  • Chambers HNW, Band 1 — Private Wealth (2018–present)

Thomas Park, J.D.

Partner, 2008
Business succession & governance

Thomas joined Marchetti in 2008 after seven years at a regional firm and a clerkship with the federal tax court. He leads engagements involving operating businesses, family governance design, and next-generation transition planning.

  • J.D., University of Michigan Law School, 2000 — magna cum laude
  • State Bar Member, 2001 — good standing
  • Former clerk, U.S. Tax Court (Hon. M. Larson, 2001–2003)
  • Super Lawyers — Estate Planning (2012–present)
  • AV Preeminent rating, Martindale-Hubbell
  • Adjunct lecturer, family business governance
08Inquiries we receive

Eight questions families ask before reaching out.

If the answer you need isn't here, write to us. Inquiries are read by a partner and answered within five business days.

No. 01
How do you decide whether to take on a family?

Fit. We consider complexity, scope, advisor environment, and family alignment. About one in three inquiries becomes an engagement; we refer the rest to firms whose practice fits better. The audit fee is refundable when we determine fit isn't there.

No. 02
What does ongoing counsel cost after the initial restructure?

Quarterly retainer, scoped to family complexity, typically $9,000–$28,000 per year. Includes all quarterly reviews, advisor convening, document maintenance, and family meeting facilitation. Fixed, predictable, no hourly add-ons within scope.

No. 03
Do you replace our existing CPA or financial advisor?

No. We coordinate with them. Marchetti is legal counsel only. We do not manage assets, prepare returns, or sell insurance products — and we have no referral relationships with firms that do. Our independence is the practice.

No. 04
How is privacy maintained?

Engagement records are held in a closed-system document repository, accessed only by the partners and named paralegal on each engagement. No marketing testimonials with full names. No third-party data processors for client documents. Privacy practices are documented and audited annually.

No. 05
Why a sixty-two-family cap?

A capped book allows quarterly review for every family without surrogate review by associates. The maximum is seventy-five. Above that, the practice changes character — we'd rather refer than dilute.

No. 06
Are you taking new families now?

Yes — thirteen seats currently open. Inquiry intake reviewed weekly. We do not run waiting lists; if we're at capacity when you write, we'll refer you to two or three firms we trust for similar work.

No. 07
Do you litigate trust disputes?

No. Marchetti is a transactional and advisory practice. If a dispute arises, we coordinate referral to trial counsel and remain available for record-keeping and substantive context. The boundary keeps our drafting work clean.

No. 08
Can we meet before submitting the audit fee?

Yes. A 30-minute introductory call with Elena or Thomas is free — this is the conversation where we determine whether the audit makes sense. If we mutually decide to proceed, the engagement letter and fee follow.

09An inquiry, when you're ready

The first conversation is quiet, brief, and free of obligation.

Submit a private inquiry and a partner will respond within five business days. Mention how you found us, the rough shape of the situation, and a window we can reach you. That is all.

Submit a private inquiry
By appointment · By referral · Five-day response